Credit Card Processing Solutions for Credit Repair and Credit Restoration Businesses

MBankcard specializes in providing tailored payment processing solutions for credit repair and credit restoration businesses. We understand the unique challenges these high-risk industries face, and we offer secure, efficient, and flexible payment processing services to help you manage transactions smoothly and securely.

Start the Application Process Here!

At MBankcard, we focus on simplifying the payment process for credit repair companies. With our specialized merchant accounts, you can accept payments from major credit cards like Visa, MasterCard, Amex, and Discover—all while minimizing risks associated with chargebacks.

Why Specialized Merchant Accounts?

Credit repair and restoration businesses require specialized merchant accounts due to their high-risk nature. Unlike traditional businesses, these companies often deal with chargebacks and other financial challenges. A reliable payment processor is crucial to ensure smooth transactions and avoid disruptions. Here’s why our solution works:

  • Accept major credit cards including Visa, MasterCard, Amex, and Discover.
  • Secure online transactions for your business.
  • Chargeback management tools to protect your business from financial loss.

Traditional payment processors like PayPal, Square, and Stripe do not typically work with high-risk businesses, and many times, credit repair businesses are either denied or face sudden account freezes. MBankcard ensures you get quick approval and 24/7 support, helping you focus on growing your business.

Our services cater to a wide range of credit repair related businesses including:

  • Credit Counseling Services
  • Credit Health Services
  • Credit Improvement Services
  • Credit Management Agencies
  • Credit Rehabilitation Companies
  • Credit Recovery Agencies
  • Credit Restoration Services
  • Credit Score Enhancement Providers
  • Credit Solutions Providers
  • Debt Recovery Services
  • Debt Relief Companies
  • Debt Settlement Firms
  • Financial Counseling Firms
  • Financial Repair Services

Why Credit Repair Businesses Aare Considered High Risk

Credit repair companies are classified as high-risk due to:

  • Chargebacks: Customers may dispute charges, especially in industries where financial hardship or dissatisfaction can lead to payment issues.
  • Regulatory Challenges: Compliance with laws and industry regulations can complicate payment processing for credit repair businesses.

These factors often make it difficult for businesses in the industry to find reliable payment processors. MBankcard has years of experience working with high-risk industries, ensuring you’re able to process payments without worrying about account freezes or unexpected issues.

Why Choose MBankcard?

Unlike traditional payment processors like Square, PayPal, or Stripe, MBankcard specializes in high-risk industries and offers reliable solutions designed for your business. You won’t have to worry about frozen accounts or sudden termination of services, as we provide:

  • Fast Approvals: Our application process is quick and hassle-free.
  • Advanced Security: We protect your transactions with state-of-the-art security tools.
  • Customizable Solutions: Payment processing plans that are tailored to your business needs.
  • Reliable Processing: Timely, secure transactions with minimal disruptions.
  • 24/7 Customer Support: Our expert team is here to help whenever you need it.

Get Started with MBankcard Today!

MBankcard is your trusted partner for specialized payment processing solutions tailored specifically for high-risk credit repair and credit restoration businesses. We provide fast approvals, secure transaction processing, and flexible payment options such as mobile payments, ACH transfers, eChecks, and more. Our solutions are designed to help businesses in the credit repair and restoration industry seamlessly accept payments for services that improve their clients' credit scores and financial health.

With advanced chargeback management tools, 24/7 responsive customer support, and strict adherence to industry compliance regulations, we ensure smooth, reliable, and secure payment processing. Whether you run a local credit repair office or an online credit restoration service, MBankcard’s payment solutions empower you to streamline operations, improve client experiences, and focus on growing your business.

Get Started Now – Apply for Your Merchant Account Today!

Call us now and leave payment processing challenges behind with MBankcard—the leading provider for high-risk payment solutions in credit repair and restoration.



Process Payments


Process Credit Card payments anywhere anytime. Low RATES, FREE Credit Card Machine.

Virtual Terminal


Internet credit card processing accounts include and a browser based Virtual Terminal.

High Risk Merchant Accounts


Begin processing credit cards online TODAY with your High Risk merchant account.

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Why Choose Us

      • We are an industry leader in secure payment credit card processing gateway services with over 20 years of offering credit card processing services. We are an offer low cost retail merchant accounts, internet credit card processing and high risk merchant account services. We can offer our clients the latest technology available for you to easily manage all of your payment processing needs. Best of all, we will actually answer the phone when you call!
      • By establishing business partnerships with the most trusted names in the industry, MBankcard can pass along our savings to you!
      • You deserve a leading payment service provider with experience, and a solution that is right for you. Count on MBankcard to deliver! 100% USA Based Customer Support!

What Client’s Say

I thought getting a high risk merchant account would be difficult. We did the application over the phone in the morning. We were accepting credit cards by noon the next day.
J. Bretton - New Hampshire